Fix And Flip Loans
Are you a real estate investor with a keen eye for opportunities in the US housing market? If you’re looking to transform distressed properties into lucrative assets through the fix & flip strategy, we’ve got financing solutions tailored to your needs. At Insula Capital Group, we can help you finance your real estate deals in no time.
Up to 90% of the Acquistion
100% of the Contruction Costs
Up to 75% ARV (After Repair Value)
Low starting rates
Up to 90% LTC, 100% of Repair Costs
Can finance your payments (roll payments into loan)
Light documentation
No prepayment penalties
Rates start at less than 1%
Tax returns NOT required
12 Month Interest Loan Payments; with extension if needed
No Junk Fees - No Application, Underwriting, Processing or Commitment fee’s…. Potentially saving thousands!!!
*Construction funds released as dispersed (You don't pay interest on your construction budget until you take it out via draw) (only for loans above $100,000)
Freedom with how you get yours draw between a self inspection via your cell phone or a traditional inspection with a third-party inspector
Get in Touch
The Basics Of Fix & Flip Financing
Flipping houses is an excellent way to make instant cash in the US. The key to success with this type of financing is finding undervalued assets that you can fix up for resale.
The process involves purchasing a property, renovating it, and putting it back out on the market, which can all be pretty costly.
A long-term mortgage loan wouldn’t be feasible for the capital required to acquire, renovate, and ultimately sell properties, which is why Insula Capital Group brings you a fix & flip funding program that’ll make every other fix & flip loan in the US look second-best.
Fix & Flip Loan Options: Purchase vs. Refinance
At Insula Capital Group, we know that no two real estate deals are the same — that’s why we offer fix and flip financing solutions tailored to both property purchases and refinances. Whether you’re acquiring your next investment or restructuring an ongoing project, our funding options provide the speed, flexibility, and simplicity you need to succeed.
Fix & Flip Purchase Loans
Perfect for real estate investors looking to acquire distressed or undervalued properties with quick closings.
Our purchase loans are structured to help you act fast in today’s competitive real estate market, allowing you to seize the right opportunity before someone else does.
Use Case Scenarios:
- Purchasing a bank-owned foreclosure with tight deadlines
- Acquiring a rundown single-family home at auction
- Buying a property off-market that needs cosmetic or structural renovations
Loan Highlights:
- Up to 90% Loan-to-Cost (LTC) and up to 75% of After-Repair Value (ARV)
- Funds available for both acquisition and rehab costs
- Close in as little as 5 days
- Interest-only payments during the rehab period
- No income verification required
- Available nationwide
With our purchase loans, you can focus on renovations and reselling without worrying about slow bank processes or cash flow gaps.
Fix & Flip Refinance Loans
Already own a fix and flip property but need more capital, better terms, or extra time?
Our refinance loans are ideal for projects in mid-flip or nearing completion that need new financing to stay on track or increase profit margins.
Use Case Scenarios:
- Need to extend your timeline due to contractor delays
- Original lender’s terms are too restrictive or expensive
- You’ve added significant value to the property and want to tap into the equity
- Looking to consolidate multiple short-term loans into one simple loan
Loan Highlights:
- Refinance up to 75% of the property’s current market value
- Access capital for ongoing renovations or to cover holding costs
- Option to transition into a rental loan if you decide to hold the property
- Quick underwriting and approval, even if the flip is mid-renovation
- No prepayment penalties – exit when it suits your timeline
- Option to roll unpaid interest into the loan
We work with investors to structure refi deals that maximize liquidity, minimize stress, and protect your profits.
Benefits Of Fix & Flip Properties
Key Features and Benefits of Fix & Flip Financing
Competitive Interest Rates
Streamlined Approval Process
How Does The Hard Money Fix & Flip Lending Process Work?
The hard money fix & flip lending process is curated to help you make smart investments that will help you earn more in the long run. Once you decide to use hard money fix & flip loans for your real estate deals, submit a straightforward application to kickstart the process.
Our team will review your project details, financials, and objectives to tailor a financing solution that suits your needs. Once everything is reviewed, our team will work diligently to provide you with a swift approval. We understand the urgency of fix & flip projects and aim to facilitate your financing needs promptly.
Upon approval, the funds will be disbursed according to the agreed-upon terms. Use the capital to acquire the property, cover renovation costs, and set the stage for a profitable resale.
Connect With Insula Capital Group
As a reputable private money lender, Insula Capital Group can meet your private financing needs efficiently. Our fix & flip loan funding program is lightning fast with an easy application, inspection, and closing process.
We understand that every client has special financial requirements, which is why each fix &flip funding loan is tailored to fit your needs. Our real estate financing approvals are issued within 24 hours, and most of our fix and flip hard money lenders in the US can get you the funds you need in 5 days or less!
Here are some of our loan terms that can help you finance your fix & flip project:
Flexible payment options
Affordable rates and fees
No prepayment penalties
Guaranteed interest rate
No junk fees
Unlike traditional bank loans, we don’t require a long list of requirements for a loan deal. You can let us know about your financing requirements, and our team will guide you through our swift loan process.
We understand how hard it can be to get financing, so we’ll work with you every step of the way. We know that understanding and submitting all the financial paperwork involved in a loan can be overwhelming, and this is why we’ve made it our duty to ensure everyone understands what they’re signing up for.
We have over thirty years of experience in the real estate industry, and we’ve been helping people get the most out of their money.
Ready to apply for a fix & flip loan?
Frequently Asked Questions
Direct Nationwide Fix And Flip Loan
- Alabama
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Mississippi
- Missouri
- Montana
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Let’s Partner Up!
At Insula Capital Group, we prioritize fast approvals, competitive rates, and exceptional customer service. Our team will analyze your financial needs and provide customized fix & flip loan deals. Our loans have various features, including quick approvals, no junk fees, minimal paperwork, no pre-payment penalties, and much more.
Check out our loan programs and just-funded projects for better insights and inspiration!
How It Works
Easy Steps to Get Funded
Receive a proof of funds
Get verification of your funding capacity.
Source a property
Find the right property to invest in.
Provide requested documentation
Submit essential documents for approval.
Close your Loan
Finalize the deal and secure your funding.
